In New York, decisions about worker’s compensation claims are made initially by the insurance company. However, if the insurance company representing the employer doesn’t believe that the injuries warrant benefits, the last option for injured employees is to petition the Worker’s Compensation Board. This requires the employee to utilize Workers Comp Legal Services to present their case to this board properly.
The First Rule
All business owners who wish to employ workers to perform job functions within their company are required to purchase and maintain worker’s compensation insurance. This coverage pays benefits to any worker who acquires a work-related illness or becomes injured while performing their duties. Any employer who fails to maintain this insurance is liable for all injuries sustained by their workers and may be forced to pay out of pocket for medical coverage for these employees.
Avoiding the Red Tape
It is possible for you to file an insurance claim through the board itself. All you need to do is complete the claim C-3 and submit it according to the instructions on the form. You’ll need to provide as many details as possible including submitting medical documentation from your doctor. You aren’t required to wait for your employer or human resources department to submit the claim for you.
If your loved one died after an injury or illness that was related to their job, you can file a claim through the board to acquire benefits. You’ll need C-64 for these purposes. This will provide death benefits to cover the cost of their medical care and funeral expenses as a result of these conditions. You’ll need a death certificate for your loved one, which identifies this illness or injury as the cause of death.
Submitting a worker’s compensation claim requires you to gather information, which is needed to make a clear decision. The way in which the Worker’s Compensation Board for New York works is that they won’t identify anyone who is at fault directly. This is not the same as filing a lawsuit, where a defendant is listed. If you need help with these claims, you can acquire Workers Comp Legal Services by contacting Gilbert today.