Insurance adjusters work for the insurance company, not the person who’s been injured. The continued employment of the insurance adjuster is dependent upon settling claims for as little as possible. The only person they want to keep happy is their boss.
Personal Injury Lawyers in Dayton OH deal with insurance adjusters constantly. They have learned many “tricks of the trade” the adjusters want to keep secret. The smiling face at your local insurance office doesn’t represent the reality of the business.
Taking Responsibility isn’t the Same as Fair Compensation
As soon as the average person hears an insurance adjuster say they “accept responsibility” for the accident, the injured person breathes a sigh of relief. This must mean everything will be OK. This admission is typically made very early, often in the first or second conversation with the adjuster.
This does not mean the victim will receive fair compensation for their injuries. Adjusters say this to encourage people to handle cases on their own and not talk to a lawyer. Usually, the longer an accident victim handles their own case, the more likely they are to say or do something that will reduce the compensation they eventually receive.
You Don’t Have to Give a Recorded Statement
Adjusters sometimes say that unless the innocent victim gives them a recorded statement, the adjuster cannot authorize compensation for the claim. If you’re dealing with your own insurance company, a recorded statement might be required at some point, but should never be given without first consulting a personal injury attorney. You should never be forced to give a recorded statement to someone else’s insurance company.
Anything You Say Will Be Used Against You
The purpose of having an accident victim give a statement is to learn facts that can be used to deny or reduce compensation.
A few questions an adjuster might ask in order to establish you were partially or completely at fault could include:
- Was your seatbelt on?
- What were you looking at when the accident happened?
- Did you slam on the brakes?
- What is your cell phone number and who is the provider? Were you on the phone?
When you’ve been injured in an accident, call the experienced Personal Injury Lawyers in Dayton OH at Thorson, Switala, Mondock & Snead, LLP. They will be dedicated to ensuring the best possible outcome for your case. Get more information by visiting the website.