Being in debt can be a stressful and scary situation. When you have creditors calling you on a regular basis, it can be enough to make anyone scream. Thankfully, there are solutions to help anyone get out from under their debt.
With the help of a chapter 13 attorney in Charlottesville such as Slayton Law, PLC, you can start thinking about what comes after the debt. Pay off creditors and move on with your life to start something better.
Understanding Chapter 13
There are more than a few different chapters of bankruptcy to consider. What makes chapter 13 different is that it involves paying back the creditors, just in a different way than you would have otherwise done.
A chapter 13 attorney in Charlottesville can walk you through the process of filing, explaining all that you need to know. Chapter 13 means working with creditors on a payment solution, typically with the aim of paying off all debt in a three- to five-year window.
The reason why you should work with an attorney is simple. They can walk you through all that is required of chapter 13 and the filing process. Yes, it involves paying those debts off, but it means doing so in a way that is conducive to those with regular incomes.
Don’t let debt dominate your life anymore. Get the help that you need to consolidate those debts and pay them off so that you can move on with your life.