If you are being harassed mercilessly by a collector or are being pursued for a debt that you do not owe, you need to gain assistance from an attorney. Allow him or her to review your situation so you will feel less stressed.
Following the FDCPA
Some collectors take unfair advantage of consumers. If this is happening to you, the other party is not following the guidelines set for in the Fair Debt Collection Practices Act, also known as FDCPA. This act, as well as other consumer law attorney issues, should be investigated by an attorney in the consumer legal field. Attorneys who handle these kinds of cases are knowledgeable in lemon law details, fair debt collection practices, consumer fraud, and consumer scam tactics.
Learn More About Your Consumer Legal Rights
If you feel that your consumer rights have been violated or you are currently being harassed unreasonably about a debt, you need to speak to a consumer law attorney in Northampton, MA. Tell him or her about your case so you can get the legal support that you need and deserve. Under the Fair Debt Collection Practices Act, collectors cannot use unfair, deceptive, or abusive actions to collect on debts.
For example, a collector cannot call you before 8 am in the morning or after 9 pm at night. Collectors cannot call you at your workplace as well. When you speak to a consumer law attorney, he or she will share how debts can be collected. For instance, collectors may telephone clients, send out emails or texts, or send letters in the postal mail.
Don’t Allow Collectors to Take Advantage of You
Because a collector cannot contact anyone but the payer or his or her spouse about a debt, the collector can overstep his or her bounds when collecting a debt. That is why you need to learn more about your rights in this respect. To get more information about any abuses with respect to consumer law, contact a law firm such as Connor Morneau & Olin LLP. Don’t keep getting harassed. Take an assertive stance.